Teaching Youth to Save

Many successful savers start young and develop positive financial habits that last a lifetime.  The resources below are intended for America Saves partners, and are designed to help your children, students or the youth you work with learn to save. Please credit all original authors and sources in any publications.

Resources for K-12 Savers

• Great Minds Think Alike: A Kid's Guide to Money - free, self-directed activity book teaches the basic concepts of financial decision making in an informative, fun way (available in English & Spanish)
• Dollars from Sense: The Beginner's Guide to Managing Money
• It All Adds Up (personal finance for teens)
• "What My Dad Taught Me About Money" article
• Money Matters 101 - lesson plans and accompanying resources.

Resources for College Savers

• MoneySKILL - Financial Literacy course for young adults
• The Game of Life - simulation of first year of expenses and financial choices for college students.
• EDWISE® Online Financial Planning Guide - a useful loan management tool for college students.
• Forty Money Tips Every College Freshman Should Know
• America Saves Goes to College

 Downloadable Materials

• Young America Saves Resource Kit
• Young America Saves Poster
• Young America Saves Flyer
• Spending Diary worksheet
• How Time Affects Money - compound interest worksheet
• "How Financially Literate are Today's Youth?"
• Sample op-ed on youth saving
• Case study on developing youth saving products: Langley Federal Credit Union
• The Impact of Financial Education in High School and College On Financial Literacy and Subsequent Financial Decision Making
• Social Media Messages - sample tweets to promote savings

Public Service Announcements
“Savingsman” series created by the American Savings Education Council:

• Savingsman - Young Spenders
• Credit Card Guy
• Car Buying Videos (English & Spanish)