Quarterly Themes
We know that the hard work of getting people to change their financial behavior takes time, which is why America Saves wants to assist your efforts to encourage financial action and savings behavior change all throughout the year.  

Each quarter we provide organizations with a resource packet that focuses on one aspect of saving.  We hope that this material will help you communicate with the public, constituents, and other organizations about how your company or organization promotes and encourages saving. 

America Saves encourages you to use this material to:

• Augment the financial information you already provide staff, members, volunteers
• Encourage individuals to participate in America Saves Week by assessing their savings status and taking action
• Promote savings opportunities within your organization like retirement plans or access to more affordable products
• Position your organization as “in front” of the savings message and the need to save, particularly in uncertain economic times
• Share the material with partner organizations
• Encourage employees or other constituents to save a portion of their tax refund or to purchase a Savings Bond 

The 2010 quarterly themes are as follows:

• First quarter: The Basics of Savings
• Second quarter: Youth
• Third Quarter: Debt Reduction
• Fourth Quarter: Retirement

We want to hear from you about this material.  Your feedback on the usefulness of these resource packets is welcome, please send comments, questions or concerns to Nancy Register (nregister@consumerfed.org).  Thank you for working with us to create a savings community within your organization, throughout your community, and across the country.