America Saves for Young Workers

America Saves is promoting saving at work for young adults as one effort to increase overall workplace saving. We are beginning our work in this area with a large and vulnerable population, young first-time summer workers from low-income households. These young people are inexperienced about personal finance and are less likely to save any of their earnings. Employment for this group of 16- to 24-year-olds reached nearly 20 million in July 2013, as reported by the U.S. Bureau of Labor Statistics.


Youth from America Saves focus groups have reported they know it’s important to save, but no one has shown then how to do it. America Saves has created this program to change that. This program encourages youth to save money the same way the most successful savers do – by utilizing direct deposit to save a portion of their pay into a separate account. Youth can complete the simple, all electronic, 10 minute America Saves program before orientation. The program includes a video that tells them exactly how to save, encourages them to choose a savings goal and pledge to save a certain amount each month, and prepares them for orientation by reminding them to ether bring their checking and savings account and routing numbers with them or open up appropriate accounts before or at orientation.  


No Cost

The Program is free of cost to summer youth programs

Easy to Implement

Just email youth your custom link before orientation

Added Benefit for Youth

Youth will be able to save some of their hard-earned money - preparing them for their future

Custom Reports

After youth have completed the program, you will receive a report showing how many youth
pledged to save and how much they pledged - showing your impact


Over the past four years, America Saves has partnered with 10 summer youth employment programs across the country to create a program that is easy to implement and has proven to encourage youth to save some of their money.

In 2014:

  • 9,004 youth were exposed to the program video
  • 4,485 youth pledged to save over 3 million dollars
  • 3,339 opened new accounts
  • 69% signed up for direct deposit

For more information or the get involved contact: This email address is being protected from spambots. You need JavaScript enabled to view it. , Director of Financial Education

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