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MakingitWorkAimeeShafferworkedasaPublicServiceNewsDirectorforradioforyearsuntilonedayheremploy-erdownsizedthecompanyresultinginhundredsoflostjobsincludingAimeex19s.Unfortunatelyhercontractmadeitsothatshecouldnx19tworkforacompetinglocalstationforonefullyear.x1cIwaswithoutasteadyincomeforthefirsttimex1dsaidAimee.Withthelittleunemploymentshereceivedshemadesuretopayherbillssoshewouldnx19tgetbehind.Shealsolookedaroundforotherworkandacceptedhelpfromfamilyandfriends.TomakeendsmeetAimeecutbackonherspending.x1cFor10Igotapasstothelocalparksnearmyhouse.Ispentlotsoftimehikingandbikingforentertainmentinsteadofspendingmoneyonotheritemsx1dsaidAimee.Whilelookingforworkshetookthetimetoreflectonherworklifeanddecidedshewantedachange.x1cIdid-nx19twanttolivepaychecktopaycheckanymore.x1dShelovesworkingwithanimalsanddecidedtoopenupherownbusinessasafull-timeprofes-sionalpetsitter.ShortlyafterstartingherbusinessAimeex19sFordAspirex1cexpired.x1dShetalkedwithafriendwhoworkedatacardealershipanddiscoveredthatshedidnx19thaveanycredittohernameinordertobuyanewcar.Thedealer-shipallowedhertobuildcreditbyleasingacarandaftertwoyearsofmakingleasepaymentswithoutfailshewasabletoqualifyforacarloan.Herloanwasalsoapprovedbecauseofherbusiness.x1cMydecisiontoworkonmyownpaidofffinanciallyandallowedmetodosomethingIlovex1dsaidAimee.AfewyearsbeforeAimeelostherradiojobsheinterviewedElaineCourtneywithOkaloosaSavesandwasinspiredtosaveforretirement.x1cIdidnx19tthinkIhadenoughmoneytosavebutIstartedbyputting25-50awaywitheachpaycheckandnowIhaveanicelittlefundx1dAimeeadded.ShestillenjoyslearningaboutherfinancesandrecentlyattendedaWomenandMoneycourse.Thecoursecon-firmedthatshewasontherighttrackwithherfinancesandgaveherafreecopyofhercreditscoreforattending.x1cIwassohappytoseethatallmyhardworktoearncreditactuallypaidoff.x1dAIMEESHAFFERx13OKALOOSASAVERwww.AmericaSaves.orgSavingsGoalbyLastspringweaskedyoutoletusknowhowyouhavedonefinanciallysincejoiningAmericaSaves.Herex19swhatyouhadtosay.38ofhouseholdfinancialdecisionmakerslivepaychecktopaycheck.Only30ofhouseholdfinancialdecisionmakersfeelcomfortablefinancially.Only34ofhouseholdfinancialdecisionmakersthinktheycanaffordtoretirebyage65.Source2012HouseholdFinancialPlanningSurveybytheConsumerFederationofAmericaandCertifiedFinancialPlannerBoardofStandardsInc.factsFamilyWealthIDebtRepayment-23IEmergencyFund-20IRetirement-18IInvestmentSavings-6IPayOffHomeEarly-5IHomeownership-5IHomeImprovement-4IEducation-4IVacation-4IMotorVehicle-3IOther-8CAMPAIGNNEWSAmountSavedSinceJoiningAmericaSavesJoinedin2010Joinedin2011AverageSavedSince49452734JoiningAmericaSaves
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MakingitWorkAimeeShafferworkedasaPublicServiceNewsDirectorforradioforyearsuntilonedayheremploy-erdownsizedthecompanyresultinginhundredsoflostjobsincludingAimeex19s.Unfortunatelyhercontractmadeitsothatshecouldnx19tworkforacompetinglocalstationforonefullyear.x1cIwaswithoutasteadyincomeforthefirsttimex1dsaidAimee.Withthelittleunemploymentshereceivedshemadesuretopayherbillssoshewouldnx19tgetbehind.Shealsolookedaroundforotherworkandacceptedhelpfromfamilyandfriends.TomakeendsmeetAimeecutbackonherspending.x1cFor10Igotapasstothelocalparksnearmyhouse.Ispentlotsoftimehikingandbikingforentertainmentinsteadofspendingmoneyonotheritemsx1dsaidAimee.Whilelookingforworkshetookthetimetoreflectonherworklifeanddecidedshewantedachange.x1cIdid-nx19twanttolivepaychecktopaycheckanymore.x1dShelovesworkingwithanimalsanddecidedtoopenupherownbusinessasafull-timeprofes-sionalpetsitter.ShortlyafterstartingherbusinessAimeex19sFordAspirex1cexpired.x1dShetalkedwithafriendwhoworkedatacardealershipanddiscoveredthatshedidnx19thaveanycredittohernameinordertobuyanewcar.Thedealer-shipallowedhertobuildcreditbyleasingacarandaftertwoyearsofmakingleasepaymentswithoutfailshewasabletoqualifyforacarloan.Herloanwasalsoapprovedbecauseofherbusiness.x1cMydecisiontoworkonmyownpaidofffinanciallyandallowedmetodosomethingIlovex1dsaidAimee.AfewyearsbeforeAimeelostherradiojobsheinterviewedElaineCourtneywithOkaloosaSavesandwasinspiredtosaveforretirement.x1cIdidnx19tthinkIhadenoughmoneytosavebutIstartedbyputting25-50awaywitheachpaycheckandnowIhaveanicelittlefundx1dAimeeadded.ShestillenjoyslearningaboutherfinancesandrecentlyattendedaWomenandMoneycourse.Thecoursecon-firmedthatshewasontherighttrackwithherfinancesandgaveherafreecopyofhercreditscoreforattending.x1cIwassohappytoseethatallmyhardworktoearncreditactuallypaidoff.x1dAIMEESHAFFERx13OKALOOSASAVERwww.AmericaSaves.orgSavingsGoalbyLastspringweaskedyoutoletusknowhowyouhavedonefinanciallysincejoiningAmericaSaves.Herex19swhatyouhadtosay.38ofhouseholdfinancialdecisionmakerslivepaychecktopaycheck.Only30ofhouseholdfinancialdecisionmakersfeelcomfortablefinancially.Only34ofhouseholdfinancialdecisionmakersthinktheycanaffordtoretirebyage65.Source2012HouseholdFinancialPlanningSurveybytheConsumerFederationofAmericaandCertifiedFinancialPlannerBoardofStandardsInc.factsFamilyWealthIDebtRepayment-23IEmergencyFund-20IRetirement-18IInvestmentSavings-6IPayOffHomeEarly-5IHomeownership-5IHomeImprovement-4IEducation-4IVacation-4IMotorVehicle-3IOther-8CAMPAIGNNEWSAmountSavedSinceJoiningAmericaSavesJoinedin2010Joinedin2011AverageSavedSince49452734JoiningAmericaSaves