West Virginia Saves

All across the state, West Virginia Saves is helping West Virginians to build wealth through saving and the reduction of debt. West Virginia Saves provides tools and tips to help West Virginia Savers reach their personal financial goals.

Membership in West Virginia Saves is FREE and offers a lot of great benefits and incentives. You do not have to be rich to build wealth. Why wait another minute? Don't wait any longer...

Take the West Virginia Saves Pledge

West Virginia Saves is a coalition of financial institutions, faith-based organizations, employers, schools, non-profit organizations, and government entities working together to motivate individuals and families to build wealth by saving.

Contact Us
Phone: 304-797-7733 x309


Next Meeting - Wednesday, June 29, 2016

The next WV Saves & EITC Programs meeting is Wednesday, June 29, 2016 at Noon. 

If you're interested in participating, you can join by phone:
Local or internal: 1-304-234-9204
Toll-Free: 1-855-869-7060
Meeting ID: 732 034 347


West Virginia EITC

The EITC is a refundable federal income tax credit that provides millions of dollars in assistance to working individuals and families in West Virginia.


FDIC Money Smart - A Financial Education Program

The Money Smart Computer-Based Instruction (CBI) is a friendly and easy to use learning tool that teaches the 10 modules of the Money Smart curriculum through a computer. The CBI can complement formal classes or enable people to study independently at their own pace. The CBI is for users age 13 and over.


KISRA WVIDA Program

IDAs, or Individual Development Accounts, are special matched savings accounts designed to help families and individuals of modest means establish a pattern of regular saving and, ultimately, purchase a "productive asset." A "productive asset" is something of value that is likely to return substantial long-term benefits to its owner-- benefits like security, stability and opportunities for more income. WVIDA program participants may use their savings and match money toward the purchase of a home, small business capitalization or post-secondary education. - Learn more.

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West Virginia Saves


Read the Newsletter

Volume 15, Issue 4 of the American Saver, official newsletter of the America Saves campaign, has been published.

Read the Newsletter

Partner Resource Packet

Want to share savings messages?

Our Partner Resources Packets include a guest post, social media content, and more.

Current Theme: Living at Home: A New Normal for Millennials

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Tip of the Day

  • Keep track of your spending. At least once a month, use credit card, checking, and other records to review what you've purchased. Then, ask yourself if it makes sense to reallocate some of this spending to an emergency savings account. http://ow.ly/sj972

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And if we feature you in our newsletter, you get $25.

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Saver Stories View all »

Transforming “I Can’t Save” to “I Will Save”

You will not believe what it took to completely change my life. About three years ago, the HR Administrator of the corporation where I worked (as a temp with no benefits) forwarded an email to me. Fifteen seconds. One small act of kindness. That's it - that's all it took!

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Starting Over

Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”

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Taking Back Control Over Finances

After becoming a Virginia Saver and getting help from BankOn classes and coaching, Nadine Bialo took back control over her financial affairs.

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