Save for a Home


America Saves Promotes Home Ownership

  • Learn why America Saves promotes home ownership as the main path to personal wealth. 

How to Save for a Larger Down Payment

  • The larger your down payment, the lower your home loan payment. Learn more about the best way to save for a larger down payment. 

Strategies for Building and Preserving Home Equity

  • How to prepare yourself financially for buying and keeping a home.

Estimate Your Current and Future Home Wealth

  • How much wealth does your home represent now? How much wealth can you expect to build through your home in the future?

Frequently Used Terms

  • What do all those home buying terms really mean? The U.S. Department of Housing and Urban Development provides an in-depth glossary of the most used home buying terms.

About Mortgages

  • Find out about the mortgage process, current mortgage rates, and saving for a larger downpayment. Freddie Mac and Fannie Mae are great sources for information about home buying and the mortgage process. Click here for Current Mortgage Rates.

Take the Pledge

I pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same

Take the America Saves Pledge

Tip of the Day

  • Tip to Save During the Holidays: Decide how much you can spend. http://ow.ly/pX9nu via @Bankrate

Share Your Tip or Story

If we feature you in our Newsletter you get $25.

Share

Saver Stories View all »

Starting and Continuing a Personal Finance Journey

When Kiara Hardin, now a junior at Western Illinois University, became an intern with the Chicago Summer Business Institute during her sophomore year of high school, she began her personal finance journey. The program required participants to open a savings account.

Read more...

Learning to Save

Kisha Barns’s financial situation was undisciplined, unrestricted, and impulsive before she came into contact with her local America Saves campaign, Charlotte Saves.

Read more...

Getting Out of Debt

In 2004, Tonya Shelton was facing financial ruin. Barely making more than minimum wage and having lost her home to an unexpected family crisis, Shelton and her family were forced to live in a rundown hotel.

Read more...

Receive Updates

Sign up for Texts

Read more...

Sign up for Emails

Get Emails

Take the Pledge

Start Saving