Save for a Home

America Saves Promotes Home Ownership

  • Learn why America Saves promotes home ownership as the main path to personal wealth. 

How to Save for a Larger Down Payment

  • The larger your down payment, the lower your home loan payment. Learn more about the best way to save for a larger down payment. 

Strategies for Building and Preserving Home Equity

  • How to prepare yourself financially for buying and keeping a home.

Estimate Your Current and Future Home Wealth

  • How much wealth does your home represent now? How much wealth can you expect to build through your home in the future?

Frequently Used Terms

  • What do all those home buying terms really mean? The U.S. Department of Housing and Urban Development provides an in-depth glossary of the most used home buying terms.

About Mortgages

  • Find out about the mortgage process, current mortgage rates, and saving for a larger downpayment. Freddie Mac and Fannie Mae are great sources for information about home buying and the mortgage process. Click here for Current Mortgage Rates.

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Tip of the Day

  • Impulse buys are an easy way to blow your holiday budget. Make a plan & stick to it!

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Saver Stories View all »

Starting Over

Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”


Challenging Herself to Save

It all started when Marchale Burton overheard Alabama cooperative extension colleague Isaac Chappelle, coordinator of Alabama Saves, explaining how saving just a little bit – even change – is all it takes to become a saver. “I thought about that,” Burton said, “and wanted to see if it would work.” So, she challenged herself to see how much change she could save.


Developing a Savings "Game Plan"

Eunice Diaz, a teacher in Colorado Springs, had been noticing a pattern. Despite the fact that she and her husband were “making good money,” they were spending their entire earnings and “were still struggling at the end of the month.”


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