Savings Tools and Resources

Savings tools, links, and more.

America Saves Text Messages

  • Interested in receiving helpful tips and reminders about your savings goal? America Saves launched a new free text message service, as part of Financial Literacy Month, to keep you motivated to save.

Saver Checklist Tool

  • This checklist is made up of characteristics of successful savers, which include debt management. It can serve as a useful starting point for evaluating one's savings preparedness.

Assess Your Savings Plan

  • Like your health, you should assess your savings annually to make sure you are saving for all the right things. Complete the assessment to see if you are saving adequately and create a savings plan.

Personal Wealth Estimator

  • What are you worth today? What will you be worth in the future?

Home Wealth Estimator

  • How much home wealth do you have today? How much will you have in the future?


  • Videos on thinking and acting like a saver, saving for a large purchase, and information about credit scores.


  • An archive of our quarterly newsletters. Features a true saver story, tips from savers, and news you can use.

Savings Links

  • More information to help you save successfully.

Save and Win with SaveUp

  • America Saves is committed to finding innovative ways to help you save successfully. That's why we have teamed up with SaveUp, a free program that rewards Americans for saving money and paying down their debts, to provide you a fun and engaging experience while you save for the future.


Take the Pledge

I pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same

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Tip of the Day

  • Spend Less and Save More this Holiday Season: Make a Budget and a List.

Share Your Tip or Story

And if we feature you in our newsletter, you get $25.


Saver Stories View all »

Taking Back Control Over Finances

After becoming a Virginia Saver and getting help from BankOn classes and coaching, Nadine Bialo took back control over her financial affairs.


Coping with a Lost Job

Aimee Shaffer worked as a Public Service News Director for radio for years until one day her employer downsized the company, resulting in hundreds of lost jobs, including Aimee’s.


Getting Out of Debt

In 2004, Tonya Shelton was facing financial ruin. Barely making more than minimum wage and having lost her home to an unexpected family crisis, Shelton and her family were forced to live in a rundown hotel.


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