Make a Plan: How to Save Money

Those with a savings plan are twice as likely to save successfully. Cash in those dusty jars of pennies. Pack your lunch instead of buying it at work. There are lots of little things you can do to fund your savings. Just be creative.

Five Saving Strategies

  • Not sure what you should be saving for? Get started with one of our top five savings strategies.

Creating a Budget

  • The first step to saving more efficiently is to keep track of what you spend and budget. There are many different ways to do this, try a few out and choose the system that works best for you. The key to saving more successfully is to find a system that works for you and to stick with it.

54 Ways to Save Money

  • 54 ways to cut back spending and save some cash.

Finding Money to Save

  • Find out how small amounts saved each month can equal large yearly savings.

Save for Emergencies

  • Having an emergency savings fund may be the most important difference between those who manage to stay afloat and those who are sinking financially.

Financial Products

  • Not sure where to put the money you save? These accounts can help keep your money safe, secure, and growing.

Saving at Tax Time

  • Receiving a refund this tax season? Learn how to use that money to pay down debt and save instead of buying something you might not really need.

Take the Pledge

I pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same

Take the America Saves Pledge

Tip of the Day

  • Fourth saving strategy: Save automatically through a monthly transfer from checking to savings http://ow.ly/sj3vP

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Saver Stories View all »

Challenging Herself to Save

It all started when Marchale Burton overheard Alabama cooperative extension colleague Isaac Chappelle, coordinator of Alabama Saves, explaining how saving just a little bit – even change – is all it takes to become a saver. “I thought about that,” Burton said, “and wanted to see if it would work.” So, she challenged herself to see how much change she could save.

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Jump-Starting a Financial Makeover

Nichelle Johnson, a single mom with two teenage children, knows what it’s like to stretch a dollar. When she moved back to Virginia Beach in 2008, she provided for her family with just a part-time library position.

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Transforming “I Can’t Save” to “I Will Save”

You will not believe what it took to completely change my life. About three years ago, the HR Administrator of the corporation where I worked (as a temp with no benefits) forwarded an email to me. Fifteen seconds. One small act of kindness. That's it - that's all it took!

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