Make a Plan: How to Save Money

Those with a savings plan are twice as likely to save successfully. Cash in those dusty jars of pennies. Pack your lunch instead of buying it at work. There are lots of little things you can do to fund your savings. Just be creative.

Five Saving Strategies

  • Not sure what you should be saving for? Get started with one of our top five savings strategies.

Creating a Budget

  • The first step to saving more efficiently is to keep track of what you spend and budget. There are many different ways to do this, try a few out and choose the system that works best for you. The key to saving more successfully is to find a system that works for you and to stick with it.

54 Ways to Save Money

  • 54 ways to cut back spending and save some cash.

Finding Money to Save

  • Find out how small amounts saved each month can equal large yearly savings.

Save for Emergencies

  • Having an emergency savings fund may be the most important difference between those who manage to stay afloat and those who are sinking financially.

Financial Products

  • Not sure where to put the money you save? These accounts can help keep your money safe, secure, and growing.

Saving at Tax Time

  • Receiving a refund this tax season? Learn how to use that money to pay down debt and save instead of buying something you might not really need.

Take the Pledge

I pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same

Take the America Saves Pledge

Tip of the Day

  • Fourth saving strategy: Save automatically through a monthly transfer from checking to savings http://ow.ly/sj3vP

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Saver Stories View all »

Developing a Savings "Game Plan"

Eunice Diaz, a teacher in Colorado Springs, had been noticing a pattern. Despite the fact that she and her husband were “making good money,” they were spending their entire earnings and “were still struggling at the end of the month.”

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Starting Over

Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”

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Taking Back Control Over Finances

After becoming a Virginia Saver and getting help from BankOn classes and coaching, Nadine Bialo took back control over her financial affairs.

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