The following specific benefits are available to American Savers:

• Free Build Wealth Not Debt brochure;

• Free information on savings accounts;

• A free annual subscription to American Saver, published four times a year; and

• Free advice over the phone or by email from financial planners

All these benefits cost you no money. Your only obligation is to develop a specific saving goal, select the type of account, make a deposit in this account each month (or make a debt payment), and let us know that you are working toward your saving goal by responding to the three month email from America Saves.

Keep in mind that you control your savings account. You open the account. It is in your name. You receive the statements. We only advise and encourage.