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Sharon Rose is a living example of Ben Franklin’s famous saying, “A penny saved is a penny earned.” Or, as her father used to put it, “Pennies make nickels. Nickels make dimes. Dimes make quarters. And quarters turn into dollars.”
Through the knowledge that small amounts add up over time, Sharon has built up her savings and passed along the savings habit to her family.
Read how Sharon developed a savings plan and learn how you can do it too.


A personal finance expert from Cooperative Extension can provide you with information and resources. Visit their eXtension website today.

Borrow books rather than purchasing them. Borrowing books and reading magazines at your local library, rather than purchasing reading material, can save you hundreds of dollars a year. Click here for more money saving tips.
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All over America people just like you are proving that you don’t have to be rich to build wealth. As members of America Saves, they are paying off their debts, and saving to reach their financial goals. We can help, with tips and tools to help you set goals, develop strategies to reach those goals, and start saving. So what are you waiting for? Enroll in America Saves and start making your dreams a reality.

Building wealth starts when you set a goal and make a plan to reach that goal. Whatever goal you choose – whether it’s buying a car, buying a house, or getting out from under your debts – learn about proven savings strategies and get simple tips on the best ways to save. Click on the links below to learn how to:
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Click here to sign up for monthly e-mails from national financial experts.

America Saves Week is a new effort aimed at reaching institutions and individuals to increase awareness that people need to save money, reduce debt and build wealth.
Financial preparedness contributes to military preparedness. Join others who are saving for the future through Military Saves.
Youth Saves. Find out how you can become one of them.
Hispanic America Saves is teaching wealth building through home ownership and more. Learn how you can join them.
In partnership with BET, Black America Saves is helping African Americans save for their families and their futures.

Communities across America are forming local Saves campaigns. Local Savers receive a host of benefits, from wealth coaching and workshops to low-cost savings accounts.
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