Top 5 America Saves Blogs of 2012
January 3, 2013
By Katie Bryan, America Saves Communications Manager
Thank You to everyone that joined America Saves in 2012. Not a member? Join today. We can’t wait to bring you more tips, advice, and motivation to help you save in 2013. In the spirit of year-end wrap-ups, below is a list of the top 5 blog stories on America Saves from 2012 (calculated by number of hits).
People save more successfully when then have a goal in mind. That’s why we’ve created these posters so you can put your savings goal into perspective and share it. You can be saving for something large like retirement or something smaller like an emergency fund. No matter what you’re saving for, saving is always important! What follows is a set of easy instructions to participate!
Over the past six weeks, the America Saves blog has featured a number of debt related articles. Given that getting out of debt is one of the most cited savings goals by American Savers, we sincerely hope that these many articles have been informative and helpful. We would like to thank our guest bloggers who have contributed some fantastic articles, as well as feature them once again before beginning our next theme for Young Savers and their parents.
Here’s an easy resolution to help you save more in 2012 (or 2013).
Increase the amount you save towards retirement by 1%.
Saving 5%? Bump it up to 6%. Saving nothing? Start small by putting 1% away. If you are already saving for retirement through your work, upping your retirement contribution is easy. Just visit your HR department and let them know you want to increase your retirement contribution. Want more information about saving at work? Check out this PowerPoint. Even if your employer doesn’t offer a retirement plan, you can still save for retirement, and get some tax benefits in the process, by putting money in an Individual Retirement Account (IRA).
The theme for America Saves Week 2012 is more than just a theme; it’s a simple set of instructions to help you save successfully. Set a Goal. Make a Plan. Save Automatically. Knowing what you want to save for, how to achieve it, and then making the savings process automatic will allow you to reach your savings goal
When people sign up to become savers with America Saves, one of the first things we ask of people is to set a goal and tell us what it is. Having a concrete tangible goal is one of the best ways to maintain motivation, keep perspective, and measure progress. Roughly one in six people that have committed to start saving with America Saves have chosen “paying off consumer debts” as their top financial goal. This is not surprising as approximately 45% of families earning less than $50,000 a year rely on credit for basic needs. While this figure may be disheartening, the truth is that anyone can work toward becoming debt free. Here are five basic pieces of advice that you need to follow if you are serious about taking control of your money:
More Articles from America Saves:
- How to Recover from Your Holiday Spending Binge
- Savings Challenge: Commit to 30 Days of No Spending With SaveUp
- Keeping and Building Strong Relationships Throughout the Holiday Season
- New Research: A Large Majority of Low- and Moderate-Income Households Lack Adequate Emergency Savings
- Be as Smart as Your Phone: Protect Yourself from Identity Theft
- Written by Super User
- Category: Blog
- Published: 03 January 2013