America Saves Blog
Tips, advice, and the latest news from the savings world.
The big day is almost here – only two days away! Whether you’re having a quiet holiday at home, a Friendsgiving surrounded by your best pals, or a big traditional Thanksgiving with your entire extended family, it’s cutting it close to get those dinner plans underway.
By Luanne Kadlub, Communications Specialist, Better Business Bureau Serving Northern Colorado and Wyoming
Holiday shopping begins earlier and earlier every year, especially now that many use smartphones and tablets to get the job done. According to the National Retail Federation, the average consumer completed 44 percent of his or her holiday shopping online in 2014. That number is expected to be even higher in 2015.
With only a few weeks left in 2015, we are swiftly approaching tax season — a dreaded number-crunching time for most, but an equally celebratory time for many who will receive a tax refund. For the majority of those who plan to save a portion of their refund, that savings can be a big step towards meeting financial goals.
Three years ago, my family and I stopped living above our means and put an end to all credit card spending. It wasn't until I was in the habit of regularly tweaking the budget to accomplish things that I began to realize how much others can benefit from creating savings plans like we were.
Before back-to-school sales were even off the market, it was reported that major retailers were already on the hunt for ways to get you to spend your holiday dough.