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Tips, advice, and the latest news from the savings world.

"Take the automatic savings challenge" floating on an image of a pile of dollar bills

Do you accept the automatic savings challenge?

Savings Savings Challenge
Written by Madeline Daniels · 09 September 2016

Did you know the easiest and most effective way to save is automatically? It's how millions save through 401(k)s and other retirement programs at work. It is also how millions more save at their bank or credit union. That's why this September we are challenging you to make your savings or debt payments automatic.

Bar graph showing retirement savings over time from FINRA retirement calculator

Two simple tools to visualize your retirement savings

Written by Madeline Daniels · 31 August 2016

If you’re concerned about your retirement savings, you’re far from alone. According to a recent survey from Wells Fargo, a majority of young adults don’t believe they will ever be able to accumulate the common retirement target of $1 million.

How to use the envelope budget system

Budgeting Savings Tips
Written by Madeline Daniels · 30 August 2016

The first step to spending less and saving more is to know exactly where all of your money goes each month. But there are many ways to create a budget and stick to it. So how do you know what system is the best? I’ve always felt that it’s whatever one you stick to the longest, whether it’s high-tech, low-tech, linked to your credit card, or something you input manually. 

Couple receiving credit counseling in office with heading, "Get debt help."

Too much debt? Here’s who to turn to for help

Debt Credit Credit Card Credit Union
Written by Madeline Daniels · 25 August 2016

Are you in too much debt? Think hard before you answer that question. We vastly underestimate or underreport our debt, according to Nerdwallet’s study of household credit card debt. In fact, our average debt is a shocking 155 percent more than the balances we report.

Line graph illustrating $400/month saved with annual return of 7% saved over 40 years vs. 30 years.

Yes, you can save $1 million by the time you retire

Written by Madeline Daniels · 23 August 2016

Most young adults don’t buy into the idea that they will be able to save $1 million by the time they retire, according to a recent Wells Fargo study on millennials. And just six in ten of that same group have even started tackling saving for retirement.

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Tip of the Day

  • Written by Administrator2 | January 14, 2014

    To minimize interest charges, limit credit card purchases to those you can pay off in full at the end of the month. In the end you'll have more for emergency savings. http://ow.ly/FJyVP

Saver Stories View all »

Learning to Save

Written by Katie Bryan | October 28, 2013

Kisha Barns’s financial situation was undisciplined, unrestricted, and impulsive before she came into contact with her local America Saves campaign, Charlotte Saves.

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Saving Early: Key to Successful Future

Written by Katie Bryan | October 28, 2013

For Johnnie Lovett, a Young Illinois Saver, saving has been a habit since he was a teenager. “As a teenager, I was responsible for buying certain things with my allowance,”

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Jump-Starting a Financial Makeover

Written by Katie Bryan | October 28, 2013

Nichelle Johnson, a single mom with two teenage children, knows what it’s like to stretch a dollar. When she moved back to Virginia Beach in 2008, she provided for her family with just a part-time library position.

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