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Investor Risk Tolerance Quiz


1. I plan on using the money I'm investing...

    After 7 years or more.
    between 3 and 6 years.
    within the next 3 years.
    within the next 6 months.
2. What percentage of my investable assets (not including home) does this investment represent?
    Less than 25%.
    Between 25-50%.
    Between 50-75%.
    Greater than 75%.
3. How do you expect your income will grow over the next 5 years? "My income will...
    ...grow quickly."
    ...grow ahead of inflation."
    ...grow slowly or not at all."
    ...go down."
4. Do you have emergency savings?
    Yes.
    Yes, but less than I'd like.
    No.
5. I would feel comfortable risking ___% of my investable money if the chance of doubling it was ___%.
    ...10% and 10%.
    ...25% and 25%.
    ...50% and 50%.
    ...0% and 0%.
6. Have you ever invested in individual stocks or stock mutual funds before?
    Yes, and I was comfortable with it
    No, but I look forward to it.
    Yes, but I was uneasy with it.
    No, and I don't want to.
7. What do you want your money to do for you?
    Grow as fast as possible; current income not important.
    Grow faster than inflation; produce some income.
    Grow slowly and provide a nice income when I retire.
    Preserve principle, no matter what.


Your Quiz Score is

How risk tolerant are you?

4=Very conservative; 8=Conservative; 12=Moderate; 16=Above Average;
20=Aggressive; 24 or more=Very Aggressive

Quiz adapted from Lifestyle Magazine, July 1996
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